Deciding Whether to Exercise ISOs by Considering the Health of Your Startup

The single most important factor in considering if and when to exercise your options is their underlying value when they reach full liquidity – either through being acquired, following an initial public offering (IPO), or when the team closes shop. The fundamental question is, ‘will my startup succeed?’ But how do you measure this trajectory?

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Investing for Good: Socially Responsible Investing

In the last few years, the buzz about socially responsible investing (SRI) has been rolling through the investment world. Money has poured into socially responsible funds. Investors want to know whether their investments are contributing to positive change in the world. A recent study found that 40% of financial advisors say that SRI is important to them and their clients.

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Estate Planning - Why Avoid Probate, And How

You are getting your financial house in order and want to put your estate documents together. Logically, you set up a meeting with a financial planner or estate attorney. One of the first things you are likely to hear is that you should structure your estate plan to avoid probate court- the formal process by which a deceased person’s property is distributed among their heirs.

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Saving For Your Children Part II: Types of Savings Accounts

Before saving for your children’s future expenses other priorities should come first. Having an emergency fund (perhaps 6 months of living expenses) and saving for your own retirement (10-20% of income, depending on age, existing savings, and income) are rudimentary. Taking care of your future self financially is a part of taking care of your children.

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Saving For Your Children Part I: Organizing Your Child’s Savings to Maximize College Aid

In the last article we discussed tax planning around providing care for your kids. The next question that often arises is how do I start saving for my children’s future? Education costs continue to significantly outpace inflation and the price of college seems to have doubled since I attended just over a decade ago. But college isn’t the only expense our kids will be facing.

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Four Tax and Benefit Planning Thoughts for New Parents

Education costs continue to significantly outpace inflation and the price of college seems to have doubled since I attended just over a decade ago. But college isn’t the only expense our kids will be facing. They’ll get married, they’ll buy homes, and they’ll need a first car. How do we plan for these things now so we can employ tax savings and maximize our money’s buying power?

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Two Nobel Prize Winners, Warren Buffet, and Your Portfolio

Passive investing through index funds has taken the world by storm in the last decade, but what portions of the stock market should we invest in, and why? Maybe it comes as no surprise that certain parts of the stock market, or asset classes, outperform others. In 2013 economist Eugene Fama won a Nobel Prize for his research with Kenneth French for their creation of what became known as the Three Factor Model. 

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